The Shining Star of Digital Finance

TURKEY NovaCFO Services

🏢 NovaCFO is an official Introducing Broker partner of Ebury.

Global Business Accounts: Open corporate accounts in key financial hubs such as the United Kingdom, Switzerland, Spain, and Dubai.

Trade Finance: Access unsecured financing up to 150 days, with competitive EUR interest rates starting from 4.8% annually, designed to support your import and export operations.

Long-Term EUR Loans: Obtain installment-based EUR credit lines through Santander Bank partnerships.

Foreign Exchange Risk Management: Protect your business from currency volatility with customized FX hedging strategies.

Integrated Payment Solutions: Ebury enables you to send, receive, and manage international cash flows from a single, unified platform.

Through NovaCFO, companies leveraging Ebury’s robust financial infrastructure can expand confidently in global markets, minimize risks, and gain financial flexibility for sustainable growth.

PORTUGAL NovaCFO Services

🏢 Fractional CFO

Represents you before banks and negotiates credit facilities.
Performs balance sheet and ratio analysis to assess financial health.
Provides weekly strategic meetings to review financial position and business opportunities.
Prepares financial projections, budgets, and cash flow plans tailored to your operations.
Offers strategic advisory on tax optimization and investor relations.
Guides your company with industry benchmark reports and customized KPI dashboards.

🧾 In-Person or Online Consulting

Portuguese Tax, Accounting, and Finance matters
Banking procedures and compliance in Portugal
Social Security (Segurança Social) registration and obligations
Guidance on D2 Visa applications and business plan preparation
Advisory on Golden Visa requirements and compliance

🏢 Company Formation & Startup Services

Address registration and official update with Portuguese authorities
CAE code selection for business activity classification
Formation of Limited Company (LDA) or Sole Proprietorship (ENI)
Assistance with NISS acquisition and Segurança Social setup
Support with ATCUD-compliant Recibo Verde invoicing
Guidance for opening a Revolut Business account
Integration support for Stripe and payment systems

🏡 IRS (Annual Income) – Modelo 3 & VAT (IVA) Declarations

Preparation of IVA (VAT) returns
Completion of Modelo 3 and relevant Annexes for annual income reporting

🏡 SBL & Mortgage Advisory

Assistance in building credit scores for LDA and ENI entities in Portugal
Guidance for Millennium, Novo Banco, and Santander loan applications
Support for mortgage financing and refinancing processes

🏢Fractional CFO

Represents you before financial institutions and conducts loan and credit negotiations.
Performs Balance Sheet and Business Credit Score analysis to evaluate financial health.
Provides weekly strategic meetings focused on financial performance and business opportunities.
Prepares financial projections, budgets, and cash flow forecasts tailored to your business.
Offers strategic consulting on tax optimization and investor relations.
Guides your company using industry benchmark reports and customized KPI dashboards.

📈 In-Person or Online Consulting

Wyoming tax, accounting, and finance topics
U.S. banking practices and compliance
Wyoming Social Security registration and obligations
Guidance on L-1A Visa and Green Card procedures

🏢 Company Formation & Startup Services

Wyoming-based LLC company formation
EIN application and IRS registration advisory
Beneficial Ownership Information filing compliance
Guidance for opening Mercury and Payoneer business accounts
Stripe and PayPal integration support

🏡 SBL & Mortgage Advisory

Assistance in building a U.S. LLC business credit score
Guidance for Bluevine and Lendio SBL loan applications
Support for mortgage financing and refinancing processes

U.S.A NovaCFO Services

NovaCFO Becomes Ebury’s Introducing Broker: A New Era in Cross-Border Payments

In today’s global business world, cross-border payments, currency risks, and international compliance are becoming more important every day. At NovaCFO, our goal is to deliver value not only locally but also globally. With this vision, we are proud to announce our new partnership with Ebury, one of the world’s leading fintech companies. Who is Ebury? Ebury operates in over 130 countries and is a trusted name in international payments, FX risk management, and multi-currency tr

NovaCFO

NovaCFO Professional Liability Insurance

At NovaCFO, we ensure the highest standards of security in all the CFO advisory, accounting, and financial reporting services we deliver. To strengthen this commitment, our services are backed by Professional Liability Insurance provided by Markel Insurance SE through Exali.com. Insurance Coverage Coverage for Financial Losses: €100,000 (up to triple the insured amount) Coverage for Personal Injuries and Property Damage: €2,000,000 (up to triple the insured amount) Validity P

NovaCFO

📌 Portekiz’de IRS Beyannamesi Nasıl Verilir? (2025 Rehberi) ENI sahipleri, D7 oturumlular ve dijital göçebeler için eksiksiz vergi kılavuzu

Giriş Portekiz'de yaşıyor, çalışıyor veya yatırım yapıyorsanız, IRS (Imposto sobre o Rendimento das Pessoas Singulares) yani kişisel...

NovaCFO

Dr. Ugur Dahar | Fractional CFO
Founder of NovaCFO | Introducing Broker of Ebury

Retired BBVA Turkey Branch Manager,

Certified Public Accountant (SMMM) in Turkey.
Holds the CMA and CPB designations in the United States.
NovaCFO provides comprehensive financial advisory services across Portugal and the United States.

Dra. Giovanna Petter Fiorotto | Lawyer (Advogada)
Legal and tax advisory services for NovaCFO clients in Portugal

are provided independently by
Portuguese lawyer Giovanna Petter Fiorotto, a member of the

Portuguese Bar Association (Ordem dos Advogados Portuguesa).

Serhat Ozkolay | Fractional CFO
Managing Partner, NovaCFO Turkey

Retired BBVA Turkey Branch Manager and Finance Specialist.
Provides NovaCFO’s services in Turkey, supporting corporate clients with local and international financial operations.

NovaCFO combines local expertise with a global vision, delivering integrated financial management solutions tailored to the needs of the digital era.